RTF Consulting, Inc.

Experts Since 1993 Handling Professional-Grade Tool & Equipment Claims.

Property Loss Consultants. Field Inventory Specialists.

Who We Are

For more than 30 years, RTF has partnered with insurance carriers to promptly get policyholders back to whole and provide a value-added service. Dealing exclusively with property claims involving professional-grade tools and equipment, this effort significantly reduces settlement expense, improves service to policyholders and provides claim staff efficiency.

What initially started as a small concept in 1993 with just a couple insurance carriers and a few tool manufacturers quickly grew into a nation-wide program involving over 1800 brands of professional-grade tools & equipment with dozens of commercial insurance carriers participating. Product specific knowledge and committment to service has earned RTF Consulting an industry-wide reputation for professionalism, accuracy and value.

Regardless if tools are replaced through this program or a cash settlement is issued, carriers rely on RTF to establish their true replacement cost, determine LKQ and streamline the process. This manufacturer arrangement and price structure is exclusive to licensed insurance carriers and has proven to be the most cost-effective and time efficient solution on these types of claims. To learn more, please contact RTF.

What We Do

RTF is a Property Loss Consulting firm that coordinates a national buying arrangement with professional-grade tool & equipment manufacturers on behalf of the insurance industry. Distributor-level pricing is obtained based upon the collective purchase volume of many carriers which allows carriers to identify their true replacement cost. RTF is professionally and ethically bound to provide unbiased expertise giving carriers the confidence to base an accurate settlement.


Policyholders overwhelmingly find our involvement adds value to their claim experience. The ability for carriers to reduce settlement expense while partnering with RTF so together we can ensure policyholders receive the highest level of service throughout their claim, has been the true success of this resource. This committment to service is demonstrated in policyholder feedback.

"Our dealings with RTF were beyond expectations. They were prompt and professional in all of our correspondence. This was a seamless claim throughout."

Kenny – Saucer, MS

"RTF was great. They were there every inch of the way working for us and with us to get our tech's tools replaced. Thank you RTF!"

Pat – Beeville, TX
To see more testimonials visit 'Policyholder Testimonials' tab above or click here